Fast, small loans for coffee producers
With Algrano's Grower Capital, you can access up to 70% of your contracted FOB value up to 6 months in advance.
Cash flow made simple
We know cash flow for producers is extremely complicated. And, accessing financing is a long, and expensive process. Our pre-payment program fixes that.
Get up to 70% pre-paid
Receive up to 70% of your contracted value in pre-payments
Receive payments early
Get pre-payment up to 6 months before your scheduled delivery
Simple fixed fee
Fixed fee - a single fixed fee based on 1% per month. No extras.
To qualify for Grower Capital you need to: have been selling on Algrano for at least one year, not breached previous arrangements, have low dispute rates and deliver on time.
Unique Performance Data
When a producer sells through Algrano, we get key information about how that business works: was the coffee delivered on time, was there any quality objections, and was it the right quantity.
With this unique access to performance data, we have been able to develop our own pre-payments system for coffees contracted through Algrano, for producers with at least 1 year of sales data.
Traditional loans have problems.
Grower Capital solves them.
Competitive pricing
Ship through Algrano and pay 1% interest p.m.
Feedback within days
Requests answered withing days instead of months
Simple structure
A single fixed fee as the only cost
Example term sheet
Compare our offer
Loan Comparison
Algrano
Other lenders
Minimum ticket size
No minimum
-$1m
Costs
One-off fixed fee based on 1% interest per month
Variable cost structure with multiple components, 10-30%
Collateral
FOB value of contract
FOB value or tied to c-market
Duration
Upt to 6 months
Up to 12 months
Turnaround
2-3 days
2-3 months
Pilot Program Success
Our early adopters have already experienced smoother cash flow, reduced financial stress, and greater freedom to invest in their crops and operations.
93
Deals
$59k
Average ticket size
$5.1m
Amount disbursed
2.1
Duration in months